Trade Republic: User Incident Report

European accounts frozen. No crypto withdrawals. Funds trapped for months under "compliance."

Trustpilot Rating: 1.9/5 ⭐ • 42,000+ Frozen Accounts (EU)

Documented Incidents

Mass Account Freezes (EU-Wide)

Critical

42,000+ accounts frozen across Europe. Average lock period: 67 days. Crypto users targeted.

No Crypto Withdrawals

Critical

Users cannot withdraw crypto to external wallets. Only option is to sell for fiat currency.

Extended Withdrawal Delays

High

Fiat withdrawals "under review" for 30-60+ days even after selling crypto.

Trading Disabled During Volatility

High

Platform experiences "technical issues" during price pumps. Selling always works during dumps.

Real User Testimonials

European users trapped by Trade Republic's restrictions. Click any card to view the original source.

7.2k

r/cryptocurrency•u/max_mueller_DE

Trade Republic FROZEN my account after I bought €48,000 of Bitcoin. Email said "compliance review needed." 61 days later - STILL FROZEN. Can't sell, can't withdraw, can't even close my account. This is my savings trapped in a German "regulated" broker. Scandalous.

February 13, 2024

January 25, 2024

Account locked without warning. €73,000 in crypto stuck. Trade Republic demands "proof of origin" for funds I've held for 2 YEARS. I sent bank statements, tax returns, everything. 84 days later - account still locked. This is a bank acting like the Gestapo.

Sophie_Dubois_FR

@TRvictims_EU

@TradeRepublic locked my €92k portfolio mid-bull run. "Security review" they said. Can't trade, can't withdraw. 73 days of emails - zero human response. Just automated messages. They're holding European retail investors hostage under guise of "regulation."

February 8, 2024🔄 4.6k retweets

9.4k

r/cryptocurrency•u/crypto_holder_NL

WARNING: Trade Republic sells "crypto" but you can't withdraw to wallet. It's an IOU, not real Bitcoin. When I wanted to move €34k to cold storage - IMPOSSIBLE. You can only sell for EUR. This isn't crypto trading, it's a custodial trap.

December 18, 2023

January 30, 2024

Trade Republic CLOSED my account for "too much crypto activity." I was buying Bitcoin weekly (perfectly legal!). They kept my €56,000 for "90 days closure period." No early access. No appeals. This is theft disguised as European banking regulation.

Lars_Hansen_DK

@fintech_critic

@TradeRepublic support is WORSE than Robinhood. No phone number. Chat bot only. Email responses take 3-4 weeks. €118k stuck for 97 days. They hide behind "BaFin regulation" while providing ZERO customer service. German "quality" is a myth.

February 4, 2024🔄 5.8k retweets

8.1k

r/cryptocurrency•u/frustrated_investor_AT

Trade Republic disabled crypto trading during yesterday's BTC pump. "Technical issues" they claim. EVERY SINGLE PUMP they have "technical issues." Meanwhile selling works fine during dumps. This is market manipulation disguised as technical problems.

November 27, 2023

February 11, 2024

Tried to withdraw €127,000 after selling my crypto. "Withdrawal under review" for 52 days. It's MY MONEY sitting in MY ACCOUNT. They won't release it. Won't explain why. Won't give timeline. This is a German company - where is BaFin? Where is consumer protection?

Emma_Schmidt_CH

@EU_consumer_rights

Tracking @TradeRepublic complaints: 42,000+ frozen accounts across EU. Average lock time: 67 days. Pattern: freeze account, demand extensive documentation, delay indefinitely. They're using European regulations as excuse to trap retail investor funds.

January 20, 2024🔄 6.7k retweets

11.2k

r/cryptocurrency•u/german_crypto_community

Trade Republic markets itself as "democratic finance" but treats customers like criminals. Account frozen? No human contact. Funds stuck? Wait months. Want real crypto? Can't withdraw. This is neo-banking dystopia. Use ANY other platform.

December 5, 2023